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Call ExpertThere are no guarantees in life, and your travel plans are equally prone to unpredictability. From getting mugged to having a bad accident, a lot can go wrong while abroad. This is where your foreign travel insurance can soften the blow and protect you financially.Â
A travel insurance policy offers financial compensation for many emergencies you may face during your trip. A travel insurance plan secures your journey from unexpected expenses because of various medical, legal, and booking-related emergencies. Most travel insurance plans in India provide coverage for the following:
Any trip outside India requires a lot of bookings and non-refundable expenses. Having the best travel insurance ensures you make the most of this trip without spending extra on avoidable expenses. Here are some great reasons to buy travel insurance online:
All Indian citizens who wish to travel abroad for any purpose can buy travel insurance in India. Those residing in India as permanent residents can also buy insurance for foreign travel, depending on the purpose of their trip. However, some documents are necessary:
KYC for travel insurance is required before purchase, so keep these documents in hand before you start filling out the form. You must also have your exact travel dates and destination for the proposal form.
Pre-existing conditions are the ones that you have been diagnosed with or are getting treated for. This includes diabetes, high BP, thyroid etc. Most Indian travel insurance companies don’t cover pre-existing diseases. However, you can buy an add-on PED cover before travelling abroad.
No. You can only purchase it for yourself and your parents, spouse, and children.
Yes. Travel insurance companies can withdraw insurance plans if approved by the IRDAI. The traveller will receive a notice about the withdrawal at least 3 months before the expiry of the policy. In case of withdrawal, the insured can continue with their ongoing policy until its expiry date.
Buying travel insurance online saves time and gets you the best travel insurance plan. You can take your time understanding and comparing the available travel insurance plans without paying extra commissions.
Yes. However, most policies only approve a claim if you or an immediate family member were hospitalised.
Your medicare is only applicable while you are if you’re travelling in India and face emergency treatment expenses. However, only your travel insurance policy will be valid if you are abroad.