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Secure Personal Loan up to ₹50 Lakhs

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Get Personal Loan online up to ₹ 50 lakh

Have a financial emergency to manage? Apply online for a Personal Loan up to ₹ 50 lakh. Manage loan repayments effortlessly with ICICI Bank’s competitive interest rates and adjustable tenures that range from 12 to 72 months. You can apply for an instant Personal Loan that has a quick approval process. Get the required financial flexibility and ease that you need for emergencies, travel or house remodeling. Apply now to fulfil your financial objectives.

Personal Loan: Benefits & Features

No Foreclosure charges

Zero foreclosure charges after payment of 12 EMIs.

Flexible
tenure

Personal Loan with a repayment tenure of up to 72 months.

Fixed Interest Rates

Benefit from stable & predictable interest rates that ensure consistency in your monthly payments.

No collateral required

Secure a Personal Loan without the need to pledge any collateral, simplifying the borrowing process and reducing your risk.

Personal Loan Eligibility Criteria

To apply for a Personal Loan, you must be

  • Over 20 years old and a resident of India
  • Salaried individual, having a regular monthly income.
  • Have a good CIBIL score
  • Maintain a Salary Account with any of the banks in India

Popular Personal Loan (FAQs)

How do I apply for an instant Personal Loan online
  1. Enter your required loan amount
  2. Review your loan application details
  3. Accept the terms and conditions
  4. Authenticate your loan application and get your loan disbursed
What is a Personal Loan?

A Personal Loan is an unsecured loan to obtain funds for financial expenses such as house renovation, wedding, education, medical bills, travel etc. These loans offer competitive interest rates and flexible tenure options, allowing borrowers to repay in monthly instalments (EMIs) without needing to provide collateral.

What are the documents required for a Personal Loan with?

For Salaried Individuals:

1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.

  • Passport

  • Driving License issued by Regional Transport Authority

  • Voter’s Identity Card issued by the Election Commission of India

  • Letter from National Population Register containing details of name and address

  • Proof of possession of complete AADHAR Card

  • NREGA Card.

2. Latest 3 months* Bank Statement (where salary/income is credited)

3. Salary slips for the last 3 months*

B. For Self-Employed:

1. Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only.

  • Passport

  • Driving License issued by Regional Transport Authority

  • Voter’s Identity Card issued by the Election Commission of India

  • Letter from National Population Register containing details of name and address

  • Proof of possession of complete AADHAR Card

  • NREGA Card

2. Income Proof :

  • Audited financials for the last two years

  • Latest 6 months* Bank Statement

3. Office address proof

4. Proof of residence or office ownership

5. Proof of business continuity.

*Conditions applied as per policy.

*ICICI Bank reserves the rights to call upon additional documents at its discretion.

Secure Personal Loan up to ₹50 Lakhs